Sr. No

         Name of Scheme

Maximum loan limit

       Amount

   Interest        Rate         w.e.f.     01/04/2014

 1.

(A) Businesses/ firms debt (Tenders loan)

(B) Loan limits for Petrol Pump

 Businessmen

 20.00 Lakh

 30.00 Lakh

1- Upto Rs 50,000.00

2- Upto Rs 2.00 Lakh

3- More than Rs 2.00

 Lakh

  11.00%

  11.00%

  11.50%

 2.

 For small commercial vehicle loan  facility

 10.00 Lakh 

1- Upto Rs 3.00 Lakh

2- More than Rs 3.00    Lakh

  10.50%

  11.50%

 3.

 For Personal Car Loan

 5.00 Lakh

1- Upto Rs 3.00 Lakh

2- From Rs 3.00 Lakh to Rs 5.00 Lakh

 10.00%

 11.00%

 4.

 Financing for consumer  durables for  salaried individual  members

 1.00 Lakh

12.00%

 5.

 Loan dispensation under the

 Agricultural mechanization

 6.

 Pandit Deen Dayal Upadhyaya

 cooperative self employment

 scheme

 2.00 Lakh

1- Upto Rs 50,000.00

2- From Rs 50,000.00

 to Rs 2 Lakh

10.00%

11.00%

 7.

 Self-employed, under credit card debt

 0.25 Lakh

10.50%

 8.

 Individual Personal Loans

 5.00 Lakh

12.50%

 9.

 Committee Co-loan debt limit for salaried

 3.00 Lakh(per member)

10.30%

 10.

 Loan for Home construction /  repair /  change / additions etc.

 10.00 Lakh

1- Upto Rs 1 Lakh

2- From Rs 1 Lakh to

 Rs 3 Lakh

 3- From Rs 3 Lakh to  Rs 5 Lakh

 9.50%

10.00%

10.50%

 11.

 Loan  against Real Estate  property

 (house / flat)

 30.00 Lakh

12.00%

 12.

 Loan by mortaging National  Saving  Certificates / Kisan  Vikas Patra on  the  purchase  price of N.S.C

Less than 6 months 50%

More than 6 months 55%

More than 1 Year 60%

 1.5 years 70%

 2 years or more 75%

11.00%

 13.

 Gyandeep Education Plan            

Based on the ability

of parents redemption

11.00%

 14.

 Loan Policy against mortage

 of LIC Policies

 75% of the value of

 surrender of the

 policy, 3 years  away

11.00%

 15.

 Loan for Cyber Cafe

 1.80 Lakh

11.00%

 16.

 Loan for P.C.O, Photocopy Machine  and Fax Machine 

 0.70 Lakh         

11.00%

 17.

 Loan for Flour mill, Mini Rice Mill,  Dalmil, Telgani 

 2.40 Lakh

11.00%

 18.

 Personal loan limit against Warehousing  Corporation / Commercial Loan

11.50%